Samantha Brown's Simple Money Advice Will Help You Avoid Embarrassment While Traveling

Even the most seasoned travelers can get caught off guard when it comes to tipping. Just ask travel expert and TV host Samantha Brown, who shared her go-to advice for avoiding one of the most common (and awkward) travel problems. "I never seem to have change at the beginning of my trip for the bellhop when I check-in or at the end for the housekeeper when I'm checking out," Brown says on her website. "This means an extra trip down to the hotel desk to get change."

To avoid any embarrassment, Brown suggests collecting small bills ahead of your trip. Not only do most ATMs only hand out $20 bills, but a lot of places may not be able to or want to break bigger bills down for you. Brown explains: "In NYC clerks hate breaking a $20 bill. You'll get the eye roll, the breathy sigh. It was easier for me to break a 20 US dollar bill in Cambodia than in NYC."

Having a few small bills in your wallet can keep you from scrambling at the hotel front desk or over-tipping just to avoid stiffing someone and ruffling feathers. From hotel staff to street performers or helpful drivers, it's a safe bet that you'll need small bills at some point if you're traveling in a place where tipping is customary. And yes, you even have to tip at all-inclusive resorts. Ultimately, it's better to have the cash and not need it than to stiff someone who worked hard to take care of you.

Of course, American tipping habits aren't customary everywhere. Many countries automatically bill gratuities as service charges, so you don't really have to leave anything extra. And in some cultures, like Japan, it can be considered unusual or even rude if you do. To best prepare for your trip, do a little research ahead of time on the whole tipping situation. If you're headed to another country, keep local currency handy. In countries with a cash-first culture, like Morocco or Egypt, small local bills are essential for tipping guides, porters, and bathroom attendants. It's also wise to use envelopes or notes when tipping at hotels so you can make it clear who it's for.

In the case that you're visiting a place where tipping isn't expected, Samantha Brown has a great alternative that allows you to show your appreciation without insulting anyone. "Give them a souvenir from your hometown," Brown suggests. "I learned this genius travel hack from my producer while we were filming in southeast Asia. She always traveled with a dozen I Heart NY shirts. At first I found it puzzling, but once I saw the smile spread across a tee shirt recipient's face, I got it."

This works with other small gifts, too — whether you offer some candy or something handmade, most people will be quite happy to receive your thoughtful gesture. In places where cash tips may not be expected, a gift can go a long way in saying thanks and ensuring good service throughout your trip.